INVEST IN PROPERTY?
Financial freedom is not a dream, it is a choice.
Take a giant leap towards living the life you want.
If your goal is being financially free - owning your own house outright, not having to work, and living off passive income that you don't have to work for - then property can be an excellent method of achieving this goal.
Many people go into property and property investing without a financial goal in mind. They simply haven't got a firm idea of where they want to end up financially. Creating a financial goal from the outset is perhaps the most important step.
There are many different strategies when investing in property and so many different ways that you can invest; buy and hold, invest in cash-flow, invest in growth, renovate, subdivide, develop, or flip houses, among others.
There are very few people who actually follow through and achieve financial independence. This is where Australian Mortgage Corporation comes in. We can help you along every step to achieve your property goals.
WHAT TO CONSIDER WHEN
BUYING AN INVESTMENT PROPERTY
Research and having the right people to help you are the keys to investing in property. For most people the idea of buying an investment property is very appealing, but there are many hurdles to overcome.
HOW TO FIND THE
In Australia, there are generally three main ways to source and investment property. Whichever method best suits you, we can refer you to trusted partners that can assist you in sourcing the right property. We have negotiated preferential rates with these professionals on your behalf.
HOW TO FIND PROPERTY INTERSTATE
In Australia, there are generally three main ways to source and investment property. Whichever method best suits you, we can refer you to trusted partners that can assist you in sourcing the right property. We have negotiated preferential rates with these professionals on your behalf. The next wave of profits will come to those who can buy quality stock interstate.
HOW TO USE
For most Australians their goal in life has been to pay off their own home loan as quickly as possible, and only then start looking at investing in property. As property prices increase, this becomes harder and harder and the goal of buying an investment property gets further and further away.
The requirement to cobble together a 20% deposit for a property, and also enough cash to afford stamp duty, means that many have already unnecessarily written off their chances of financial independence before they have even started. However, by securing the right advice and agreeing a strategy, an investment property may be possible much sooner than you think.
HOW INVESTMENT LOANS
If you are thinking about investing, we can help you to find the most suitable home loan for an investment property. We will get you a mortgage that best suits your tax efficiency, investment needs and wealth creation goals.
Our aim in Australian Mortgage Corporation is to have you as a long-term client, and so we will go through all of the different scenarios with you and advise you on the product best suited to your needs and ambitions.
INVESTING IN YOUR FUTURE
Annie is an occupational therapist with no dependents. She has a $450,000 mortgage on her home and only 15 years left before she calculates she can retire.
The problem is that her mortgage is due to continue for another 23 years, i.e. 8 years into retirement. Her Super balance is low due to many years of working overseas and self-employed. She basically feels that she can’t afford to retire early.
Through a low-risk, diversified property investment strategy, she has amassed just over $300,000 in equity after just 3 years in investment property. Each property has been cash-flow positive and hence hasn’t required any ‘out-of-pocket’ ongoing expenses.
She is now hopeful of retiring in 5 years, paying off her home loan in full and continuing to invest in property.
THE BEST CALCULATOR IS YOUR BROKER
At Australian Mortgage Corporation, we see it as our role to make life easier for you and help you in every crucial step. We work with a limited number of Research Houses, as well as Buyers Agents.
We will never recommend a third party with whom we have not already personally transacted business. This is to ensure that we can fully trust whomever we recommend to you as being of exemplary character and beyond reproach.
Contact us for a more accurate assessment and find out what's possible.